Make payments to people, not banks®
Our Story
High interest rates and revolving debt are a huge turn-off. That’s why WinWinX decided to turn things over to YOU. We transform strangers into trusted Sellers and Buyers. Without banks. Without credit checks. Without crushing debt. WinWinX. The promise of Buy Now Pay Later for regular people is finally here. And that’s a huge WinWin for Buyers and Sellers.Mark Dziuk is the founder, Chief Executive Officer, and board Member of WinWinX, founded in 2015. Mark simply grew sick and tired of the old win/lose scenario and from his frustration came the inspiration for WinWinX.
Founded in 2015, WinWinX is the first and only platform that gives individuals and businesses a revolutionary new way to create payment arrangements — without needing a bank.
Prior to founding WinWinX, Mark was the visionary behind several successful companies, including Freedom of Speech (sold 2002) – a company specializing in advanced assisted living technologies.

5 U.S. Patent No. 9,501,791; 10,387,950; 11,055,773; 11,704,710; 12,254,499 / Japanese Patent No. 6776231 / Canadian Patent No. 2955660 / U.S. and Foreign Patents Pending: 1 U.S.; 1 EU covering 39 countries including all PCT associates; 1 India; 1 Brazil.